Category Archives: Insurance

Webmasters Guide to Budgeting For Business Insurance

When running a webmaster business be it web development, graphic design or seo, capital should be allocated to business insurance coverage. Interruption of business, property, accidents, commercial vehicle liability or workers’ compensation can all lead to unexpected expense. Budgeting for business insurance will depend on size of business, industry and applicability.

Cost-benefit ratio of a policy’s premium structure can be estimated in analysis of gross receipts or estimated payroll depending on type of insurance. For instance, workers’ compensation premium rates will be based on payroll, whereas property and business interruption are calculated according to property size, location, and title of ownership. Business insurance premiums are tax deductible.
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Insurance for Web Designers

Web designers strive to provide high quality web designs and meet all the expectations of their clients. A higher satisfaction rate ensures the happiness of the current clients, and it also attracts new ones. Most web designing projects end on a happy note with a paid invoice, and perhaps even an introduction to a new client. However, like most other jobs in the technology sector, web designers are very likely to face the prospect of delayed projects in their career. There are a lot of factors that can delay a project, and this is the main reason why insurance for web designers should be a top priority.

Unexpected setbacks are to be expected in any work environment. Nevertheless, a lot of people are clueless about the potential damage that can be done to them or their web development company due to claims made against them. Whether the damage is caused due to any theft, errors in website design, injury to any of your visitors or employees, your financial situation will be under a huge risk if a claim is made against you or your business.

Insurance for web designers can cover a lot of potential risk factors, or only a few of them according to the business’ needs. Many insurance providers offer customized insurance tailored to fit one’s unique requirements. Some of the customized insurance packages for web designers are: Continue reading Insurance for Web Designers